Please read these Terms & Conditions carefully before using Stokzy. These terms outline your rights, responsibilities, and the framework for responsibly accessing our educational resources.
Welcome to Stokzy (the “Platform”), managed and operated by Futurebulls Technologies Pvt Ltd (“Company”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, mobile application, and associated learning services.
By using Stokzy, you agree to comply with these Terms and our policies. If you do not agree, please discontinue use of the platform.
1. Eligibility
You must be at least 18 years old to use our services.
You must be legally capable of entering into a binding agreement.
If accessing outside India, you are responsible for compliance with local laws.
2. Nature of Services
Stokzy is an EdTech platform offering educational resources, courses, and tools focused on financial literacy and skill development.
All content is strictly for learning and informational purposes only.
We do not provide investment advice, portfolio management, brokerage, or financial services.
3. User Obligations
Provide accurate and updated information when registering.
Use the platform only for personal, non-commercial learning purposes.
Do not share account credentials with others.
Do not misuse the platform for unlawful, abusive, or disruptive activities.
4. Account & Security
You are responsible for maintaining the confidentiality of your login details.
All activity under your account will be considered your responsibility.
Notify us immediately in case of unauthorized access or breach.
5. Educational Disclaimer
All content provided by Stokzy is purely for educational and informational purposes. Nothing on the platform should be treated as financial, legal, or investment advice. We do not guarantee profits, returns, or financial outcomes. Users should consult SEBI-registered professionals before making any financial or investment decisions.
6. Subscriptions & Payments
Certain courses or tools may be available under paid subscription plans.
Fees are displayed in INR and processed via secure payment gateways.
Refunds, if applicable, will be governed by our Refund Policy.
Plans are personal, non-transferable, and non-shareable.
7. Intellectual Property
All content, materials, tools, and designs are owned by Futurebulls Technologies Pvt Ltd or its licensors.
You may not copy, distribute, modify, or resell our content without prior written consent.
Any unauthorized use may result in suspension and possible legal action.
8. Prohibited Use
Do not use our platform for unlawful or harmful activities.
Do not scrape, data-mine, or reverse-engineer our systems.
Do not impersonate others or misrepresent your identity.
Do not post offensive, misleading, or harmful content.
9. Third-Party Links
Our platform may link to third-party websites for educational purposes. We are not responsible for their content, policies, or practices.
10. Limitation of Liability
Stokzy will not be liable for any loss, damage, or consequences arising from the use of educational material provided on our platform. Users are solely responsible for how they apply knowledge and any decisions they make based on such learning.
11. Indemnification
You agree to indemnify and hold harmless Stokzy, Futurebulls Technologies Pvt Ltd, and its affiliates from any claims, damages, or liabilities arising from your misuse of the platform or violation of these Terms.
12. Termination
We may suspend or terminate your access if you violate these Terms.
We reserve the right to take legal action against fraudulent or abusive behavior.
You may request account termination by contacting our support team.
13. Governing Law & Jurisdiction
These Terms shall be governed by and interpreted in accordance with Indian law.
All disputes are subject to the exclusive jurisdiction of the courts in Gurugram, Haryana, India.
14. Updates to Terms
We may update these Terms from time to time. Updates will be posted on this page, and continued use of the platform will imply acceptance of the revised Terms.