Privacy Policy

1. Scope & Applicability

This Privacy Policy governs the collection, use, storage, and disclosure of personal data of users accessing Stokzy’s website, applications, and services. Stokzy is operated by Futurebulls Technologies Private Limited (“Company”, “we”, “us”, “our”).

2. Information We Collect

3. Purpose of Data Collection

• Provide educational courses and learning tools
• Manage user accounts and customer support
• Process payments securely
• Improve platform security and performance
• Comply with applicable legal obligations

4. Legal Basis for Processing

• User consent
• Contractual obligations
• Compliance with Indian laws
• Fraud prevention and analytics

5. Data Sharing & Disclosure

Stokzy does not sell or rent personal data. Information may be shared with trusted service providers, payment processors, regulatory authorities, and internal teams on a need-to-know basis.

6. Payment & Financial Data

All payment transactions are processed through secure, RBI-compliant payment gateways. We do not store card numbers, CVV details, or banking credentials.

7. Data Retention Policy

• Data retained only as necessary
• Retention as required by law
• User-requested deletion where applicable

8. Data Security Measures

• SSL encryption
• Secure servers and monitoring
• Access control mechanisms
• Routine updates and audits

9. User Rights

• Access personal data
• Request corrections
• Withdraw consent
• Request data deletion
• Opt out of non-essential communications

10. Educational Disclaimer

Stokzy is an educational platform. All content is provided for learning and informational purposes only and does not constitute financial, investment, or trading advice.

11. Children’s Privacy

Our services are intended for users aged 18 years and above. We do not knowingly collect personal data from minors.

12. Third-Party Links

Our platform may contain links to external websites. We are not responsible for the privacy practices of third-party platforms.

14. Policy Updates

Stokzy reserves the right to modify this Privacy Policy at any time. Updated versions will be published on this page, and continued usage constitutes acceptance of such changes.